Finance Department

• Complete the secure online finance application to start your financing conversation before you visit the Sierra Vista showroom.
• Apply your trade-in value toward your down payment to lower the amount you finance on your next Hyundai.
• Explore financing with less-than-perfect credit, since the team works with lenders who support every credit history.

We keep up with current manufacturer programs and other incentives to help you secure favorable rates and flexible terms. Our specials often include opportunities on popular Hyundai models like the Santa Fe, Tucson, and IONIQ 5, giving you affordable options for both new and certified pre-owned vehicles. Each offer is created to provide lasting value and dependable transportation that fits your lifestyle.

Offers refresh as model years turn over and Hyundai Motor Finance updates its programs, so the lineup changes throughout the year. Checking in regularly helps you catch the timing that works best for your plans. Here are the types of programs you can expect to find:

• Reduced-rate financing on select new models, which lowers the total cost of ownership over the life of your term.
• Lease programs with flexible term lengths and mileage allowances, ideal if you enjoy moving into a newer model every few years.
• Military, recent graduate, and first responder programs for eligible buyers, including families stationed at Fort Huachuca.
• Loyalty programs for current Hyundai owners ready to upgrade to a newer model.
• Model-year transition opportunities, when outgoing and incoming model years share the lot.

Each program comes with its own eligibility requirements and model availability.

Choosing between financing and leasing comes down to your routine. Financing builds ownership and suits high-mileage schedules, like daily trips along Highway 90 or weekend drives to Tombstone. Leasing keeps monthly payments predictable and puts you in the latest Hyundai technology on a regular cycle. Our finance team walks you through both side by side, so you can compare terms and choose with confidence.